Car Accident Victims Need Accident Benefits Lawyers


Accident Benefits Lawyers


There are many different types of benefits available to insured people who are injured in a motor vehicle accident. Because the process is complex and involves the submission of a lot of paperwork, accident victims almost always need the assistance of accident benefits lawyers. Call a personal injury law firm as soon as possible if you or a family member has been injured in a car accident. Your lawyer may be able to counsel you on:

·       What types of benefits are available to you;

·       How much compensation you may be entitled to; and

·       How long the application process may take.


Types of insurance benefits available to the victim of a motor vehicle accident include payments that reimburse the client for medical, rehabilitation, or attendant care costs, as well as weekly payments that offset the loss of income.


Types of Benefits Available


Insurance policies allow applicants access to Medical Benefits. This involves submitting receipts which are reimbursed for "reasonable and necessary” expenses that you incurred because of the accident. The types of services covered may include:

·       Medical and surgical expenses, hospital costs, nursing services, ambulance rides, dental costs, hearing and speech therapy;

·       Wheelchairs, mobility devices, prosthetics, hearing aids, dentures or dental appliances, prescription glasses;

·       Medication;

·       Psychological counselling, occupational therapy, physiotherapy, and chiropractic services;

·       Transportation costs to and from treatment centres (may include transportation for an attendant as well.)


You may also have to undergo a period of rehabilitation to help you overcome the effects of the accident. Rehab is intended to reduce, ameliorate, or eliminate the symptoms of your injuries, as well as to help you reintegrate back into your family, your workplace, and your community. In order to receive these types of benefits, you usually have to present your insurance company with a treatment plan prepared by a health professional.


Your insurance company may reimburse you for costs incurred for the following types of services:


       Modifications to your home and/or vehicle;

       Family counseling;

       Employment counseling;

       Life skills training;

       Financial counseling;

       Transportation to and from


If you require services provided by a caregiver or attendant, your insurance policy may reimburse you for these, or even for services provided at a nursing home or chronic care hospital. This is called an Attendant Care Benefit.


You may also be eligible for weekly benefits that offset the loss of income. If you are the primary caregiver for minor children or incapacitated family members, you may qualify for a caregiver benefit. If you were unemployed or a full-time student before the accident, you may be eligible for non-earner benefits.


Finding a Lawyer


Accident benefits lawyers are experienced in the field, and can help you to ascertain which benefits you may be reasonably expected to receive. He or she can help to guide you through the process, and help you to gather the paperwork necessary to substantiate your claim. There are many experienced accident benefits lawyers in Ontario. Look for a law firm that focuses on personal injury law and ask for a consultation today.